Please read these terms carefully before using our website and services.
Last updated: January 2024
By accessing or using the coral-pebble website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
coral-pebble provides financial education and guidance services, including budget assessments, debt management planning, investment education, retirement planning guidance, and related consultations. Our services are intended for educational and informational purposes.
The information and services provided by coral-pebble are for general educational purposes only. They do not constitute regulated financial advice, investment advice, tax advice, or legal advice. We are not authorised or regulated by the Financial Conduct Authority (FCA) to provide financial advice.
Financial decisions are highly personal and depend on individual circumstances. The guidance we provide may not be suitable for your specific situation. Before making any significant financial decisions, we strongly recommend consulting with appropriately qualified and regulated professionals.
We do not guarantee any specific outcomes or results from using our services. Financial performance depends on many factors outside our control, including market conditions, personal circumstances, and your own decisions and actions.
When using our website and services, you agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of coral-pebble or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content without our prior written consent.
We grant you a limited, non-exclusive, non-transferable licence to access and use the website for personal, non-commercial purposes. This licence does not include the right to:
When you book a consultation through our website, you are making a request for services. Bookings are subject to availability and our confirmation. A booking is only confirmed when you receive written confirmation from us.
All prices are displayed in British Pounds Sterling (GBP) and are subject to change without notice. The price applicable to your booking will be the price shown at the time of confirmation.
Cancellation terms are outlined on our Services page. Generally, cancellations made more than 48 hours before a scheduled session are eligible for a full refund. Cancellations within 48 hours may be subject to a cancellation fee.
To the fullest extent permitted by applicable law, coral-pebble shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid for the specific service giving rise to the claim.
You agree to indemnify, defend, and hold harmless coral-pebble and its officers, directors, employees, and agents from any claims, damages, costs, and expenses (including reasonable legal fees) arising from your use of the website or services, your violation of these Terms, or your violation of any rights of a third party.
Our website may contain links to third-party websites or services that are not owned or controlled by coral-pebble. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party content, goods, or services.
We strive to ensure that our website is available at all times. However, we do not guarantee uninterrupted access and may suspend or withdraw the website at any time without notice. We shall not be liable if the website is unavailable for any reason.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes indicates your acceptance of the modified terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and coral-pebble regarding your use of the website and supersede all prior agreements and understandings.
If you have any questions about these Terms of Use, please contact us:
coral-pebble
47 Colmore Row
Birmingham, B3 2AA
United Kingdom
Email: [email protected]